Empowering Your Health Journey at Kross Insurance
Experience Peace of Mind with Kross Insurance
Welcome to Kross Insurance, where we are dedicated to providing insurance solutions tailored to your needs. Our team is committed to prioritizing your well-being and ensuring access to comprehensive insurance products for the over 65 market.
Contact us today to learn more.
Our Insurance Products
Medicare
Our Medicare plans are designed to meet the specific needs of the over 65 market, ensuring comprehensive coverage and peace of mind.
Final Expense
We offer final expense insurance to help relieve the financial burden on loved ones during a difficult time.
Life Insurance
Our life insurance policies provide financial security and protection for your loved ones in the event of unforeseen circumstances.
Health Insurance
We offer health insurance plans tailored to the unique healthcare needs of individuals in the over 65 market.
Retirement Income Solutions
Our retirement income solutions ensure that you have a reliable source of income during your retirement years.
Short Term Home Health Care
We provide short term home health care insurance to cover medical expenses during recovery or rehabilitation.
ENROLL NOW!
Is your Medicare Plan ready for next year?
Make sure your doctors, prescriptions, and budget are really covered before time runs out.
Every year, Medicare plans change — premiums, copays, and which doctors and prescriptions are covered. Many people stay on the same plan and only find out later that their costs went up or their doctor is no longer in network. This is your chance to review your coverage and fix problems before enrollment closes.
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Shocked by higher monthly premiums or copays?
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Worried your doctor or specialist might not be covered next year?
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Unsure if your prescriptions will still be affordable?
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Tired of trying to understand letters, notices, and fine print alone?
We walk you through your options step-by-step so you don’t have to guess or make decisions alone.
Is your Affordable Care Act Plan ready for next year?
Lock in affordable health coverage and possible savings before the deadline.
ACA (Obamacare) Open Enrollment ends on December 31. If you don’t enroll or update your plan by then, you could miss out on lower monthly premiums, better benefits, or financial help you qualify for. Your income and health may have changed — your 2026 plan should match your real needs, not last year’s.
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Afraid of starting 2026 without health coverage?
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Paying too much because you never checked if you qualify for savings?
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Stuck with a plan that doesn’t cover your preferred doctor or clinic?
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Overwhelmed by plan choices and worried you’ll pick the wrong one?
Once the December 31 deadline passes, you may have to wait until the next Open Enrollment to make changes—don’t wait until the last minute.
ENROLL NOW!
Personal Service & Support
Kross Insurance is here to guide you through when and how to enroll in insurance. We’ll take the time to answer your questions and explain the options available to you. Our goal is to help you avoid common misconceptions and costly late enrollment penalties. We serve clients throughout North Carolina and in several other states, giving us valuable insight into the insurance landscape. Schedule a no-cost, no-obligation, no-pressure consultation with us today!
